{"id":49506,"date":"2023-08-22T09:17:11","date_gmt":"2023-08-22T13:17:11","guid":{"rendered":"https:\/\/www.pupr.edu\/?page_id=49506"},"modified":"2024-05-21T20:31:46","modified_gmt":"2024-05-22T00:31:46","slug":"solicitud-de-prestamo","status":"publish","type":"page","link":"https:\/\/pupr.edu\/es\/services\/solicitud-de-prestamo\/","title":{"rendered":"Solicitud De Prestamo"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"49506\" class=\"elementor elementor-49506\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-440f0d3 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"440f0d3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9884d71\" data-id=\"9884d71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-491ca7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"491ca7b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8877c8d\" data-id=\"8877c8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aee0a6d elementor-widget elementor-widget-heading\" data-id=\"aee0a6d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan Application<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2639640 elementor-widget elementor-widget-text-editor\" data-id=\"2639640\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class='widget-content'><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-f75fc04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f75fc04\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0096b8a\" data-id=\"0096b8a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7750e70 elementor-tabs-view-vertical ver_tab_menu elementor-widget elementor-widget-tabs\" data-id=\"7750e70\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1251\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1251\" aria-expanded=\"false\">Loan Application<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1251\" aria-expanded=\"false\">Loan Application<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1251\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1251\" tabindex=\"0\" hidden=\"false\"><div class='widget-content'><p>\u00a0<\/p><h1>Before completing your student loan application, you must:<\/h1><p>1.\u00a0Complete the FAFSA (Pell grant) application for the academic year you are applying for.<\/p><p>2. If you were selected for the Verification Process, you must have delivered all required documents to the Financial Aid Office.<\/p><p>3. You must always be enrolled at least as a Half-time student to receive loan funds:<\/p><p style=\"padding-left: 60px;\">a. 6 or more credits per term for undergraduate students<br \/>b. 3 or more credits per term for graduate students.<\/p><p>4. Courses taken in every term should be those included in your study program and which are required for graduation.<\/p><p>5. Comply with the Standards for Academic Progress of the Financial Aid Office of the Polytechnic University of Puerto Rico.<\/p><p>6. Be admitted as a regular student.<\/p><p>7. Should not have a debt with the US Department of Education.<\/p><p>8. Have financial need.<\/p><p>9. Complete a Master Promissory Note and an Entrance Counseling on the Department of Education\u2019s webpage.<\/p><p>To be eligible for loan disbursements, every student must comply with these requirements every term. If the student does not comply with one or more of these requirements, funds will not be disbursed.<\/p><div class=\"toggle\"><div class=\"toggleTitle acco_plus\">Loan Limits per Academic Level<\/div><div class=\"hide_accordian\"><h3>Undergraduate Programs<\/h3><table class=\"tftable\" border=\"1\"><tbody><tr><th class=\"tg-031e\" rowspan=\"2\">Credits<\/th><th class=\"tg-031e\" rowspan=\"2\">Year<\/th><th class=\"tg-031e\" colspan=\"2\">Amount for Dependent Students<\/th><th class=\"tg-yw4l\" colspan=\"2\">Amount for Independent Students<\/th><\/tr><tr><td class=\"tg-031e\">Subsidized<\/td><td class=\"tg-yw4l\">Unsubsidized<\/td><td class=\"tg-yw4l\">Subsidized<\/td><td class=\"tg-yw4l\">Unsubsidized<\/td><\/tr><tr><td class=\"tg-031e\">0 \u2013 36<\/td><td class=\"tg-031e\">1<\/td><td class=\"tg-031e\">$3,500<\/td><td class=\"tg-yw4l\">$2,000<\/td><td class=\"tg-yw4l\">$3,500<\/td><td class=\"tg-yw4l\">$6,000<\/td><\/tr><tr><td class=\"tg-yw4l\">37 \u2013 72<\/td><td class=\"tg-yw4l\">2<\/td><td class=\"tg-yw4l\">$4,500<\/td><td class=\"tg-yw4l\">$2,000<\/td><td class=\"tg-yw4l\">$4,500<\/td><td class=\"tg-yw4l\">$6,000<\/td><\/tr><tr><td class=\"tg-yw4l\">73 \u2013 108<\/td><td class=\"tg-yw4l\">3<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$2,000<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$7,000<\/td><\/tr><tr><td class=\"tg-yw4l\">109 \u2013 144<\/td><td class=\"tg-yw4l\">4<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$2,000<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$7,000<\/td><\/tr><tr><td class=\"tg-yw4l\">145 +<\/td><td class=\"tg-yw4l\">5<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$2,000<\/td><td class=\"tg-yw4l\">$5,500<\/td><td class=\"tg-yw4l\">$7,000<\/td><\/tr><\/tbody><\/table><p>Aggregate total amount of loans for Undergraduate dependent students is $31,000.<\/p><p>Aggregate total amount of loans for Undergraduate independent students is $57,500.<\/p><h3>Graduate Programs<\/h3><table class=\"tftable\" border=\"1\"><tbody><tr><th class=\"tg-031e\" rowspan=\"2\">Credits<\/th><th class=\"tg-031e\" rowspan=\"2\">Year<\/th><th class=\"tg-yw4l\" colspan=\"2\">Amount for Independent Students<\/th><\/tr><tr><td class=\"tg-yw4l\">Subsidized<\/td><td class=\"tg-yw4l\">Unsubsidized<\/td><\/tr><tr><td class=\"tg-031e\">Any<\/td><td class=\"tg-031e\">Any<\/td><td class=\"tg-yw4l\">Not applicable<\/td><td class=\"tg-yw4l\">$20,500<\/td><\/tr><\/tbody><\/table><p>Students in a Graduate program are no longer eligible for subsidized loans.<\/p><p>Aggregate total amount of loans for Graduate students is $138,500.<\/p><\/div><div class=\"toggleTitle acco_plus\">Interest Rates for Stafford and PLUS Loans in the Direct Loan Program<\/div><div class=\"hide_accordian\"><table class=\"tftable\" border=\"1\"><tbody><tr><th class=\"tg-yw4l\">Loan Program<\/th><th class=\"tg-yw4l\">Grade Level<\/th><th class=\"tg-yw4l\">Interest rate for loans first disbursed between July 1, 2023 and June 30, 2024<\/th><th class=\"tg-yw4l\">Interest rate for loans first disbursed between July 1, 2024 and June 30, 2025<\/th><\/tr><tr><td class=\"tg-yw4l\">Subsidized Loan<\/td><td class=\"tg-yw4l\">Undergraduate<\/td><td class=\"tg-yw4l\">5.50 %<\/td><td class=\"tg-yw4l\">6.53 %<\/td><\/tr><tr><td class=\"tg-yw4l\">Unsubsidized Loan<\/td><td class=\"tg-yw4l\">Undergraduate<\/td><td class=\"tg-yw4l\">5.50 %<\/td><td class=\"tg-yw4l\">6.53 %<\/td><\/tr><tr><td class=\"tg-yw4l\">Unsubsidized Loan<\/td><td class=\"tg-yw4l\">Graduate<\/td><td class=\"tg-yw4l\">7.05 %<\/td><td class=\"tg-yw4l\">8.08 %<\/td><\/tr><tr><td class=\"tg-yw4l\">PLUS Loan<\/td><td class=\"tg-yw4l\">Parents of Undergraduate students and Graduate students<\/td><td class=\"tg-yw4l\">8.05 %<\/td><td class=\"tg-yw4l\">9.08 %<\/td><\/tr><\/tbody><\/table><p>NOTICE: Effective as of July 1, 2010, the only loans available are under the Direct Loan Program.<\/p><p><strong>Origination Costs<\/strong> \u2013 these are fees charged by the federal government for managing student loans. These amounts are subtracted from the total amount of the loan.<\/p><table id=\"tfhover\" class=\"tftable\" style=\"height: 75px;\" border=\"1\" width=\"745\"><tbody><tr><th>Type of Loan<\/th><th>Origination Fee for Loans disbursed between between October 1, 2023 and September 30, 2024<\/th><th>Origination Fee for Loans disbursed between October 1, 2024 and September 30, 2025<\/th><\/tr><tr><td>Subsidized and Unsubsidized Loan<\/td><td>1.057 %<\/td><td>1.057 %<\/td><\/tr><tr><td>PLUS Loan<\/td><td>4.228 %<\/td><td>4.228 %<\/td><\/tr><\/tbody><\/table><\/div><div class=\"toggleTitle acco_plus\">Loan Application<\/div><div class=\"hide_accordian\"><p>To apply for Federal Direct Loan, please click <a href=\"https:\/\/mypoly.pupr.edu\/ics\/\" target=\"_blank\" rel=\"noopener\">here<\/a>! After you login into the PUPR portal, go to the Financial Aid tab.\u00a0 There you will find the loan application.<\/p><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"Loan Application Loan Application Loan Application \u00a0Before completing your student loan application, you must:1.\u00a0Complete the FAFSA (Pell grant) application for the academic year you are applying for.2. If you were selected for the Verification Process, you must have delivered all required documents to the Financial Aid Office.3. You must always be enrolled at least as [&hellip;]","protected":false},"author":14,"featured_media":0,"parent":49853,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-elementordefault.php","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"ngg_post_thumbnail":0,"footnotes":""},"program-categories":[],"degree-categories":[],"class_list":["post-49506","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/pages\/49506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/comments?post=49506"}],"version-history":[{"count":11,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/pages\/49506\/revisions"}],"predecessor-version":[{"id":62358,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/pages\/49506\/revisions\/62358"}],"up":[{"embeddable":true,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/pages\/49853"}],"wp:attachment":[{"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/media?parent=49506"}],"wp:term":[{"taxonomy":"program-categories","embeddable":true,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/program-categories?post=49506"},{"taxonomy":"degree-categories","embeddable":true,"href":"https:\/\/pupr.edu\/es\/wp-json\/wp\/v2\/degree-categories?post=49506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}