{"id":832,"date":"2024-04-09T11:18:33","date_gmt":"2024-04-09T11:18:33","guid":{"rendered":"https:\/\/www.pupr.edu\/orlando-new\/?page_id=832"},"modified":"2026-10-16T17:29:03","modified_gmt":"2026-10-16T17:29:03","slug":"financialaid","status":"publish","type":"page","link":"https:\/\/pupr.edu\/orlando\/services\/financial-services\/financialaid\/","title":{"rendered":"Financial Aid"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"832\" class=\"elementor elementor-832\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-803ac52 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-eae-slider=\"34434\" data-id=\"803ac52\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8274b9a\" data-eae-slider=\"52937\" data-id=\"8274b9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c3e109 elementor-widget elementor-widget-heading\" data-id=\"3c3e109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Aid\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-9d437fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"26865\" data-id=\"9d437fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-162ed53\" data-eae-slider=\"79728\" data-id=\"162ed53\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3287a37 elementor-tabs-view-vertical ver_tab_menu elementor-widget elementor-widget-tabs\" data-id=\"3287a37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5291\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5291\" aria-expanded=\"false\">Mission<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5292\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5292\" aria-expanded=\"false\">How to Apply for Financial Aid \/ FAFSA<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5293\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5293\" aria-expanded=\"false\">Types of Financial Aid<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5294\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5294\" aria-expanded=\"false\">Grants<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5295\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5295\" aria-expanded=\"false\">Loans<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5296\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5296\" aria-expanded=\"false\">Scholarships<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5297\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5297\" aria-expanded=\"false\">Work-Study Programs<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5298\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5298\" aria-expanded=\"false\">Eligibility Requirements<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5299\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5299\" aria-expanded=\"false\">Verification Process<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-52910\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52910\" aria-expanded=\"false\">Satisfactory Academic Progress (SAP) Policy<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-52911\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"11\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52911\" aria-expanded=\"false\">Return of Title IV Funds Policy <\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-52912\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"12\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52912\" aria-expanded=\"false\">Forms And Documents<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-52913\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"13\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52913\" aria-expanded=\"false\">Academic Progress<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-52914\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"14\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52914\" aria-expanded=\"false\">Contact Us<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5291\" aria-expanded=\"false\">Mission<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5291\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5291\" tabindex=\"0\" hidden=\"false\"><h1>Mission<\/h1><p>Our mission is to assist students and parents in obtaining the funds needed to help them achieve their academic goals. The Financial Aid Office strives to:<\/p><ul><li>Provide complete information about financial aid programs to students and their parents.<\/li><li>Assist students and parents in the student aid application process.<\/li><li>Determine students\u2019 eligibility for Federal, State, and Institutional student aid programs and send award notifications.<\/li><li>Facilitate procedures for the timely awarding of student aid<\/li><\/ul><div class=\"toggle\"><div class=\"toggleTitle acco_plus\"><strong>Statement of Principles<\/strong><\/div><div class=\"hide_accordian\"><p>The Financial Aid Office at Polytechnic University of Puerto Rico is committed to the following principles established by the National Association of Student Aid Professionals (NASFAA).<\/p><p>The Financial Aid Office personnel shall:<\/p><ul><li>Advocate for students<\/li><li>Manifest the highest level of integrity and ethical behavior<\/li><li>Support student access to funds and success<\/li><li>Comply with Federal and State Laws<\/li><li>Strive for transparency and clarity in information and processes<\/li><li>Protect the privacy of financial aid applicants<\/li><\/ul><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5292\" aria-expanded=\"false\">How to Apply for Financial Aid \/ FAFSA<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5292\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5292\" tabindex=\"0\" hidden=\"hidden\"><h1>How to Apply for Financial Aid \/ FAFSA<\/h1><h3>Application Process<\/h3><p>To determine a student\u2019s eligibility for federal aid, the student must complete the Free Application for Federal Student Aid (FAFSA). Some financial aid programs, such as state grants, student loans, and federal work-study, require an additional application.<\/p><p>The student must reapply for financial aid every year. Since federal and state funding is limited, students are encouraged to apply as soon as possible after October 1 each year. New students should apply for financial aid at least two months before the first day of classes for the period in which they will enroll. Regular students must submit their application before the end of December.<\/p><p><strong>Follow these steps to complete your FAFSA:<\/strong><\/p><ol><li>Obtain an FSA ID for yourself at www.studentaid.gov. If you are a dependent student, one of your parents will need an FSA ID to sign the FAFSA. If you already have an FSA ID, you will use it to renew your FAFSA every year.<\/li><li>Collect the following information:<\/li><\/ol><ul><li>Your social security number. If you are a dependent student, you also need your parents\u2019 Social Security numbers, dates of birth, and email addresses. Married students will need their spouse\u2019s information as well.<\/li><li>Your driver\u2019s license number (if applicable).<\/li><li>Prior-prior Income tax returns, W-2 forms, and other records of income earned for yourself and your parents (if dependent) or your spouse (if married).<\/li><li>Evidence of untaxed income received during the prior year, such as Child Support, veteran\u2019s non-educational benefits, among others.<\/li><li>Information about savings, investments, as well as business and farm assets for yourself and your spouse\/parents, if applicable.<\/li><li>PUPR\u2019s School Code: 014255<\/li><\/ul><ol start=\"3\"><li>Complete the FAFSA at www.studentaid.gov. FAFSA is free! You should not pay to complete this application. If you need assistance to complete the FAFSA, contact the Financial Aid Office.<\/li><li>After the FAFSA application is processed by the<\/li><li>Department of Education, the Financial Aid Office, will receive a report with the student and parent information. If your application is selected for verification, the Financial Aid Officer will request that you provide documents to confirm the information submitted in your FAFSA. No financial aid disbursement will be processed until the verification process is completed.<\/li><li>If your financial aid file is completed, the Financial Aid Office will proceed to the awarding of the aid programs you are eligible for. You will receive electronic communication with instructions on how to accept your student aid award.<\/li><\/ol><p><strong><br \/>Transfer Students<\/strong><\/p><p>Financial aid awards cannot be transferred automatically from one post-secondary institution to another. The student must correct the FAFSA application to include Polytechnic University\u2019s Code: 014255. After the Financial Aid Office receives your FAFSA results, we can determine your eligibility for the available financial aid programs.<\/p><p>Transfer students with previous student loans can defer paying loan payments if enrolled at least half-time. The deferment will not be automatically granted with enrollment. To defer a student loan, the student must complete an In-School deferment form and submit it to the Registrar\u2019s Office. The deferment forms are available at the loan servicer&#8217;s websites.<\/p><p><strong><br \/>Awarding Process<\/strong><\/p><p>The student\u2019s eligibility for financial aid programs will be determined after the FAFSA application is received and the verification process is completed, if selected. The students\u2019 Expected Family Contribution (EFC), and the cost of attendance (COA), will be considered when preparing the award package. The student will not be considered for a Student Loan or the Federal Work-Study program unless a proper program application has been completed. For supplemental aid programs, priority will be given to students with economic need, in order of application processing date.<\/p><p>The student will receive an Award Letter listing the student aid programs awarded for the academic year. Initial student aid awards are offered based on full-time enrollment. Awards may then be adjusted, if applicable, to actual enrollment after the add\/drop period for each trimester. Other sources of assistance, such as merit awards and private and institutional scholarships, will be considered when preparing the student award package.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5293\" aria-expanded=\"false\">Types of Financial Aid<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5293\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5293\" tabindex=\"0\" hidden=\"hidden\"><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5294\" aria-expanded=\"false\">Grants<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5294\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5294\" tabindex=\"0\" hidden=\"hidden\"><h1>Grants<\/h1><h3><strong>Available Student Aid Programs<\/strong><\/h3><p>Polytechnic University offers the following financial aid programs to qualified students. The students\u2019 eligibility for these programs will depend on their economic need and the availability of funds. The amount granted to the student could be adjusted based on the student\u2019s academic load for a trimester.<\/p><p><strong>Benacquisto Scholarship Program:<\/strong> This is a merit scholarship for Florida high school graduates recognized as National Merit Scholars. The incentive award will be the institutional cost of attendance minus the sum of the Bright Futures and National Merit awards.<\/p><p><strong>Program Requirements:<\/strong> The student must meet the eligibility requirements to receive state aid, enroll during the fall academic term following high school graduation, and be enrolled in at least 12 credits per term.<\/p><h3><strong><br \/>Dual Enrollment Scholarship Program<\/strong><\/h3><p><strong>Federal Pell Grant:<\/strong> This need-based program is available to undergraduate students who have not yet earned their first bachelor\u2019s degree. For the 2021-2022 academic year, the maximum annual award is $6,495 for a student with an EFC = \u201c0\u201d. Amounts will be adjusted based on the student\u2019s academic load.<\/p><p><strong>Federal Supplemental Educational Opportunity Grant (FSEOG):<\/strong> Program available to Pell-eligible undergraduate students with exceptional financial need (students with EFC = 0). For the 2021-2022 academic year, the maximum annual FSEOG award is $600. Trimester amounts will be adjusted based on the student\u2019s academic load and the availability of funds. Priority will be given to eligible students who have completed the FAFSA before the due date.<\/p><p><strong>Program Requirements:<\/strong> Be enrolled in at least nine credits per trimester. Minimum GPA of 2.00.<\/p><p><strong>Florida Bright Futures Scholarship:<\/strong> A program that establishes three lottery-funded scholarships to reward Florida high school graduates for high academic achievement.<\/p><p><strong>Initial Eligibility Requirements:<\/strong> The student must be a Florida resident and meet specific coursework and minimum grade point average (GPA) and test score requirements. Submit an initial application during the last year of high school.<\/p><p><strong>Florida Student Assistance Grant (FSAG):<\/strong> Need-based grant program available to degree-seeking, resident, undergraduate students who demonstrate substantial financial need and are enrolled in participating postsecondary institutions.<\/p><p><strong>Initial Eligibility Requirements:<\/strong> The student must be a Florida resident, not have previously received a baccalaureate degree, be enrolled in 12 credits or more per term, and meet Florida\u2019s general eligibility requirements for receipt of state aid.<\/p><p><strong>Honorably Discharged Graduate Assistance Program:<\/strong> This is a supplemental, need-based educational benefit for veterans.\u00a0 Funds are to be used to assist in the payment of living expenses during holiday and semester breaks for active duty and honorably discharged members of the Armed Forces who served on or after September 11, 2001.<\/p><p><strong>Program Requirements:<\/strong> The student must meet the eligibility requirements to receive state aid, be an active duty or honorably discharged member of the Armed Forces, be enrolled in a program of study, have completed an error-free FAFSA, and have sufficient unmet need.<\/p><p><strong>Jose Marti Scholarship Challenge Grant Fund:<\/strong> This program is a need-based merit scholarship that provides financial assistance to eligible students of Hispanic origin who will attend Florida public or eligible private institutions. Applicants for undergraduate study must apply during their senior year of high school. Graduate students may apply, but scholarships are given priority to graduating high school seniors. The number of new awards made each year depends on contributions from private sources and on funds appropriated by the Florida Legislature.<\/p><p><strong>Initial Eligibility Requirements:<\/strong> The student must meet residency requirements, have earned, by the end of the seventh semester, a minimum unweighted cumulative grade point average (GPA) of 3.0 on a 4.0 scale in high school for an undergraduate scholarship, or a 3.0 institutional cumulative GPA for undergraduate college work if applying for a graduate level scholarship, and enroll each academic term for a minimum of 12 credit hours for undergraduate study or 9 credit hours for graduate study per term.<\/p><p><strong>Scholarships for Children and Spouses of Deceased or Disabled Veterans and Service members (CSDDV):<\/strong> This program provides scholarships for dependent children or unremarried spouses of Florida veterans or service members who died as a result of service-connected injuries, diseases, or disabilities sustained while on active duty or who have been certified by the Florida Department of Veterans Affairs as having service-connected 100% permanent and total disabilities. CSDDV also provides funds for dependent children whose parent is classified as a prisoner of war or missing in action by the Armed Forces of the United States or as civilian personnel captured while serving with the consent or authorization of the United States Government during wartime service.<\/p><p><strong>Initial Eligibility Requirements:<\/strong> Contact the Financial Aid officer for requirements for the veteran or service member and for the child or spouse.<\/p><div class=\"hide_accordian\"><p><em><br \/>**Some Federal and State student aid programs have additional eligibility requirements. If you have been convicted for the sale or possession of illegal drugs while you were receiving federal student aid, your eligibility may be affected. (See notification included in this guide, page 21) To find out your status, call the Federal Student Aid Information Center 1-800-433-3243 or go to <a href=\"\u201dwww.fafsa.gov\u201d\">www.fafsa.gov<\/a>. <\/em><\/p><\/div><div class=\"toggleTitle acco_plus\"><strong><br \/>Federal and State Grants Links<\/strong><\/div><div class=\"hide_accordian\"><p><a href=\"https:\/\/www.pupr.edu\/wp-content\/uploads\/2016\/01\/Student-Aid-Application-Guide.pdf\">Student Aid Application Guide (pdf file)<\/a><\/p><p>Create or retrieve your FSA ID<br \/><a href=\"https:\/\/fsaid.ed.gov\/npas\/index.htm\">https:\/\/fsaid.ed.gov\/npas\/index.htm<\/a><\/p><p>How to create your FSA ID (video)<br \/><a href=\"https:\/\/www.youtube.com\/watch?v=lLi0q7hkFns\">https:\/\/www.youtube.com\/watch?v=lLi0q7hkFns<\/a><\/p><p>Complete your FAFSA<br \/><a href=\"https:\/\/fafsa.ed.gov\/\">https:\/\/fafsa.ed.gov\/<\/a><\/p><p>Federal Student Aid Gateway<br \/><a href=\"https:\/\/studentaid.ed.gov\/sa\/redirects\/federal-student-aid-ed-gov\">https:\/\/studentaid.ed.gov\/sa\/redirects\/federal-student-aid-ed-gov<\/a><\/p><p>Florida State Scholarship and Grant Programs<br \/><a href=\"http:\/\/www.floridastudentfinancialaid.org\/SSFAD\/home\/uamain.htm\">http:\/\/www.floridastudentfinancialaid.org\/SSFAD\/home\/uamain.htm<\/a><\/p><p>How to fill out the FAFSA? (video)<br \/><a href=\"https:\/\/www.youtube.com\/watch?v=LK0bbu0y5AM\">https:\/\/www.youtube.com\/watch?v=LK0bbu0y5AM<\/a><\/p><p>After the FAFSA: What happens next? (video)<br \/><a href=\"https:\/\/www.youtube.com\/watch?v=1c1gNefSw78\">https:\/\/www.youtube.com\/watch?v=1c1gNefSw78<\/a><\/p><\/div><div class=\"toggleTitle acco_plus\">Private Scholarships Links<\/div><div class=\"hide_accordian\"><p>Career One Stop Scholarship Finder<br \/><a href=\"https:\/\/www.careeronestop.org\/\">https:\/\/www.careeronestop.org\/<\/a><\/p><p>Hispanic Heritage Scholarship Fund of Metro Orlando<br \/><a href=\"http:\/\/www.hhsfmo.org\/#home\">http:\/\/www.hhsfmo.org\/#home<\/a><\/p><p>Hispanic Scholarship Fund<br \/><a href=\"https:\/\/hsf.net\/\">https:\/\/hsf.net\/<\/a><\/p><p>Hispanic Association of Colleges and Universities<br \/><a href=\"http:\/\/www.hacu.net\/hacu\/default.asp\">http:\/\/www.hacu.net\/hacu\/default.asp<\/a><\/p><p>Information on scholarship scams<br \/><a href=\"https:\/\/studentaid.ed.gov\/sa\/types\/scams\">https:\/\/studentaid.ed.gov\/sa\/types\/scams<\/a><\/p><p>Scholarships Database<br \/><a href=\"http:\/\/www.educationplanner.org\/\">http:\/\/www.educationplanner.org\/<\/a><\/p><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5295\" aria-expanded=\"false\">Loans<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5295\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5295\" tabindex=\"0\" hidden=\"hidden\"><h1>Loans<\/h1><h3>Student Loans<\/h3><p><strong>Student Loans<\/strong><\/p><p>A student loan is a low-interest loan available to students to help them cover their college tuition costs. This is a form of financial aid that students must repay after completing their program of study or when they cease their studies. Federal student loans are guaranteed by the United States Department of Education.<\/p><p><strong>Federal Direct Student Loan Programs<\/strong><\/p><p><strong>Subsidized Direct Loan<\/strong>: Under this program, the U.S. Department of Education will pay the loan interests while you are in school at least half-time (6 credits undergraduate or 3 credits graduate), during the grace period, and during deferment periods. The loan amount is determined by considering the student\u2019s economic need, expected family contribution, and academic level.<\/p><p><strong>Unsubsidized Direct Loan<\/strong>: Under this program, the student is responsible for paying all loan interest that will accrue from the first disbursement. The loan amount is determined by considering the student\u2019s economic need and academic level.<\/p><p><strong>Direct PLUS Loan<\/strong>: This program is available to eligible graduate students and to the parents of eligible dependent undergraduate students. The borrower\u2019s eligibility for a PLUS loan will be based on the borrower\u2019s credit history. The Plus loan amount should not exceed the student\u2019s economic need.<\/p><p>Read more\u2026<\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Federal-Student-Loans-Basics-for-Students1.pdf\">Federal Student Loans Basics for Students (pdf booklet)<\/a><\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Federal-PLUS-Loan-Basics-for-Parents1.pdf\">Federal PLUS Loan Basics for Parents (pdf booklet)<\/a><\/p><div class=\"toggle\"><div class=\"hide_accordian\"><p><strong>Student Loan Links<\/strong><\/p><\/div><div class=\"hide_accordian\"><p>Create or retrieve your FSA ID<br \/><a href=\"https:\/\/fsaid.ed.gov\/npas\/index.htm\">https:\/\/fsaid.ed.gov\/npas\/index.htm<\/a><\/p><p>Get information on your student loan outstanding balance<br \/><a href=\"https:\/\/studentaid.gov\" target=\"_blank\" rel=\"noopener\">www.studentaid.gov<\/a><\/p><p>Tools to help you get additional funding for college<br \/><a href=\"http:\/\/www.educationplanner.org\/\">http:\/\/www.educationplanner.org\/<\/a><\/p><p>Tools to help you with your student loan debt<br \/><a href=\"http:\/\/www.youcandealwithit.com\/\">http:\/\/www.youcandealwithit.com\/<\/a><\/p><p>Complete your Student Loan Application<br \/><a href=\"https:\/\/www.pupr.edu\/orlando\/services\/financial-aid-services\/loan-application-form\/\">https:\/\/www.pupr.edu\/orlando\/services\/financial-aid-services\/loan-application-form\/<\/a><\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Student-Loan-Application-Guide1.pdf\">Student Loan Application Guide (Pdf File)<\/a><\/p><\/div><\/div><h2>Loan Application Forms<\/h2><div class=\"toggle\"><div class=\"toggleTitle acco_plus\">Before Applying<\/div><div class=\"hide_accordian\"><p>Before completing your Student Loan Application, you must:<\/p><ul><li>Have processed the Free Application for Federal Student Aid (FAFSA) for the academic year you are applying for.<\/li><li>If your FAFSA was selected for the Verification Process, you must have submitted all required documentation to the Financial Aid Office.<\/li><li>Be enrolled at least part-time during all trimesters you will receive a federal student loan disbursement (6 credits for undergraduate students or 3 credits for graduate students).<\/li><li>Meet the Satisfactory Academic Progress Standards of Polytechnic University of Puerto Rico<\/li><li>Be admitted as a regular student<\/li><li>Have not defaulted previous student loans or do not owe a refund on a federal student grant<\/li><li>Have financial need<\/li><li>If applying for a new loan, complete a Master Promissory Note and an Entrance Counseling at <span lang=\"ES-PR\"><a href=\"http:\/\/www.studentaid.gov\/\"><span lang=\"EN-US\">www.studentaid.gov<\/span><\/a><\/span>.<\/li><\/ul><p><em>Every student should comply with <span style=\"text-decoration: underline;\">all<\/span> eligibility requirements in <span style=\"text-decoration: underline;\">each<\/span> trimester to be eligible to receive student loan funds. If you do not meet the eligibility requirements when the Institution receives your loan funds, those funds will be returned to the federal government.<\/em><\/p><p><em>Annual Loan Limits for Student\u2019s Grade Level<\/em><\/p><table class=\"tftable\" border=\"1\"><tbody><tr><th valign=\"top\"><em>Credits<\/em><\/th><th valign=\"top\"><em>Grade Level<\/em><\/th><th valign=\"top\"><em>Loan Program<\/em><\/th><th colspan=\"2\" valign=\"top\"><em>Loan Limits<\/em><\/th><\/tr><tr><td colspan=\"2\" valign=\"top\"><em>Undergraduate Program<\/em><\/td><td valign=\"top\">\u00a0<\/td><td valign=\"top\"><em>Dependent Student<\/em><\/td><td valign=\"top\"><em>Independent Student<\/em><\/td><\/tr><tr><td rowspan=\"2\" align=\"center\" valign=\"top\">0 \u2013 30<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">1<\/td><td valign=\"top\">Subsidized<\/td><td align=\"center\" valign=\"top\">$ 3,500<\/td><td align=\"center\" valign=\"top\">$ 3,500<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 2,000<\/td><td align=\"center\" valign=\"top\">$ 6,000<\/td><\/tr><tr><td rowspan=\"2\" align=\"center\" valign=\"top\">31 \u2013 60<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">2<\/td><td valign=\"top\">Subsidized<\/td><td align=\"center\" valign=\"top\">$ 4,500<\/td><td align=\"center\" valign=\"top\">$ 4,500<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 2,000<\/td><td align=\"center\" valign=\"top\">$ 6,000<\/td><\/tr><tr><td rowspan=\"2\" align=\"center\" valign=\"top\">61 \u2013 90<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">3<\/td><td valign=\"top\">Subsidized<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 2,000<\/td><td align=\"center\" valign=\"top\">$ 7,000<\/td><\/tr><tr><td rowspan=\"2\" align=\"center\" valign=\"top\">91 \u2013 120<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">4<\/td><td valign=\"top\">Subsidized<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 2,000<\/td><td align=\"center\" valign=\"top\">$ 7,000<\/td><\/tr><tr><td rowspan=\"2\" align=\"center\" valign=\"top\">120 or more<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">5<\/td><td valign=\"top\">Subsidized<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><td align=\"center\" valign=\"top\">$ 5,500<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 2,000<\/td><td align=\"center\" valign=\"top\">$ 7,000<\/td><\/tr><tr><td colspan=\"2\" rowspan=\"2\" valign=\"top\"><em>Graduate Program<\/em><\/td><td valign=\"top\">Subsidized<\/td><td rowspan=\"2\" align=\"center\" valign=\"top\">\u00a0<\/td><td align=\"center\" valign=\"top\">$ 0<\/td><\/tr><tr><td valign=\"top\">Unsubsidized<\/td><td align=\"center\" valign=\"top\">$ 20,500<\/td><\/tr><\/tbody><\/table><p style=\"text-align: left;\" align=\"center\"><strong>Interest Rates for Stafford and PLUS Loans under Direct Loan Program<\/strong><br \/>Rates effective July 1, 2018<\/p><table class=\"tftable\" border=\"1\"><tbody><tr><th>Loan Program<\/th><th>Grade\u00a0Level<\/th><th>Interest rate for loans first disbursed between July 1, 2020 and June 30, 2021<\/th><th>Interest rate for loans first disbursed between July 1, 2021 and June 30, 2022<\/th><\/tr><tr><td>Subsidized Loan<\/td><td>Undergraduate<\/td><td>2.75%<\/td><td>3.73%<\/td><\/tr><tr><td>Unsubsidized Loan<\/td><td>Undergraduate<\/td><td>2.75%<\/td><td>3.73%<\/td><\/tr><tr><td>Unsubsidized Loan<\/td><td>Graduate<\/td><td>4.30%<\/td><td>5.28%<\/td><\/tr><tr><td>PLUS Loan<\/td><td>Parents and Graduate Students<\/td><td>5.30%<\/td><td>6.28%<\/td><\/tr><\/tbody><\/table><p><em>Origination Fees<\/em>: An origination fee will be deducted proportionately from each loan disbursement to cover processing costs incurred by the Federal Government.<\/p><table class=\"tftable\" border=\"1\"><tbody><tr><th>Type of Loan<\/th><th>Origination Fee for Loans first disbursed between between October 1, 2020 and September 30, 2021<\/th><th>Origination Fee for Loans first disbursed between October 1, 2021 and September 30, 2022<\/th><\/tr><tr><td>Subsidized and Unsubsidized Loan<\/td><td>1.057%<\/td><td>1.057%<\/td><\/tr><tr><td>PLUS Loan<\/td><td>4.228%<\/td><td>4.228%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"toggleTitle acco_plus\">Student Application Form<\/div><div class=\"hide_accordian\"><p>Important information for students applying for federal student loans:<\/p><ol><li>You will need approximately 30 to 60 minutes to complete your loan application.<\/li><li>Make sure you complete the following documents:<ol><li>Student Loan application<\/li><li>Entrance Counseling<\/li><li>Master Promissory Note (MPN)<\/li><\/ol><\/li><\/ol><p>Information you must gather before starting the application process:<\/p><ol><li><div class=\"page\" title=\"Page 1\"><div class=\"layoutArea\"><div class=\"column\"><p>Your Federal Student Aid ID. You can create or retrieve your FSAID Username and password at <a href=\"https:\/\/fsaid.ed.gov\/npas\/index.htm\"><span style=\"color: rgb(1.960000%, 38.800000%, 75.700000%);\">https:\/\/fsaid.ed.gov\/npas\/index.htm<\/span><\/a>.<\/p><\/div><\/div><\/div><\/li><li>Personal Information<ol><li>Home Address<\/li><li>Mailing Address (if different from your home address)<\/li><li>Phone number<\/li><li>E-mail address<\/li><\/ol><\/li><li>Employer information<ol><li>Employer name<\/li><li>Employer address<\/li><\/ol><\/li><li>College Name: Universidad Polit\u00e9cnica de Puerto Rico \/ Polytechnic University of Puerto Rico<\/li><li>Information of References of two people that you know for the past 3 years. The first reference should be of your father\/mother or of the legal tutor.<ol><li>Reference Name<\/li><li>Complete Address<\/li><li>Phone number<\/li><li>Relationship with student<\/li><\/ol><\/li><\/ol><p>To apply, please go to the Financial Aid tab in <a href=\"https:\/\/mypoly.pupr.edu\/ics\/\" target=\"_blank\" rel=\"noopener\">MyPoly<\/a>.<\/p><\/div><div class=\"toggleTitle acco_plus\">Parent Plus Application Form<\/div><div class=\"hide_accordian\"><p>Important information for parents applying for a Parent PLUS loans:<\/p><ol><li>You will need approximately 30 to 60 minutes to complete your loan application.<\/li><li>Make sure you complete the following documents:<ol><li>Parent PLUS Loan application<\/li><li>Master Promissory Note (MPN)<\/li><\/ol><\/li><\/ol><p>Information you must gather before starting the application process:<\/p><ol><li>Your Federal Student Aid ID. You can create or retrieve your FSAID Username and password at\u00a0<a href=\"https:\/\/fsaid.ed.gov\/npas\/index.htm\"><span style=\"color: rgb(1.960000%, 38.800000%, 75.700000%);\">https:\/\/fsaid.ed.gov\/npas\/index.htm<\/span><\/a>.<\/li><li>Parent\u2019s Information<ol><li>Home Address<\/li><li>Mailing Address (if different from your home address)<\/li><li>Phone number<\/li><li>E-mail address<\/li><\/ol><\/li><li>Employer information<ol><li>Employer name<\/li><li>Employer address<\/li><\/ol><\/li><li>School Name: Universidad Polit\u00e9cnica de Puerto Rico \/ Polytechnic University of Puerto Rico<\/li><li>Information of References of two people that you know for the past 3 years. The student cannot be included as a reference.<ol><li>Reference name<\/li><li>Complete address<\/li><li>Phone number<\/li><li>Relationship with student<\/li><\/ol><\/li><li>Student\u2019s Information<ol><li>Name: First, Middle Initial and Last Name<\/li><li>Social security number<\/li><li>Date of birth<\/li><li>Mailing address<\/li><li>Phone number<\/li><\/ol><\/li><\/ol><p>To apply, please go to the Financial Aid tab in <a href=\"https:\/\/mypoly.pupr.edu\/ics\/\" target=\"_blank\" rel=\"noopener\">MyPoly<\/a>.<\/p><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5296\" aria-expanded=\"false\">Scholarships<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5296\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5296\" tabindex=\"0\" hidden=\"hidden\"><h1>Scholarships<\/h1><ul><li>Career One Stop Scholarship Finder <a href=\"https:\/\/www.careeronestop.org\/\">https:\/\/www.careeronestop.org\/<\/a><\/li><li>Hispanic Heritage Scholarship Fund of Metro Orlando <a href=\"http:\/\/www.hhsfmo.org\/#home\">http:\/\/www.hhsfmo.org\/#home<\/a><\/li><li>Hispanic Scholarship Fund <a href=\"https:\/\/hsf.net\/\">https:\/\/hsf.net\/<\/a><\/li><li>Hispanic Association of Colleges and Universities <a href=\"http:\/\/www.hacu.net\/hacu\/default.asp\">http:\/\/www.hacu.net\/hacu\/default.asp<\/a><\/li><li>Information on scholarship scams <a href=\"https:\/\/studentaid.ed.gov\/sa\/types\/scams\">https:\/\/studentaid.ed.gov\/sa\/types\/scams<\/a><\/li><li>Scholarships Database <a href=\"http:\/\/www.educationplanner.org\/\">http:\/\/www.educationplanner.org\/<\/a><\/li><\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5297\" aria-expanded=\"false\">Work-Study Programs<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5297\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5297\" tabindex=\"0\" hidden=\"hidden\"><h1>Work-Study Programs<\/h1><p><strong>Federal Work Study Program<\/strong><\/p><p>The Federal Work-Study Program is a self-help program that allows students to earn money while working part-time in the Institution or Community Center. If assigned an In-Campus position, the student will work in a department offering services to students (Library, Tutoring Center or Student Services Offices). If assigned an Off-Campus position, the student will work in a non-profit Center providing services to the community in need (Tutoring in Reading, Mathematics, etc.)<\/p><p>The student\u2019s work schedule should not interfere with his\/her academic schedule. The maximum weekly work hours will depend on the annual fund allocation for this program. The hourly wage will be at least the federal minimum wage. The student will receive a paycheck monthly.<\/p><p>Priority for this program is given to students with greater financial need who have indicated in their FAFSA that they are interested in participating in the Work-Study Program and are working toward their first bachelor\u2019s degree. Students applying for this program must also comply with our Standards of Satisfactory Academic Progress (SAP Policy).<\/p><p><strong>Florida Work Experience Program (FWEP)<\/strong><\/p><p>The Florida Department of Education created this program to assist students with financial need. The Florida Work Experience Program encourages community service work and work related to the student\u2019s course of study. Awarding will be based on funds allotted to the Institution and will depend on the availability of open positions for FWEP.<\/p><p>Applicants must complete the Work-Study Application and meet the following eligibility requirements: Be eligible to receive State aid, keep a minimum GPA of 2.00, have satisfactory academic progress, and be enrolled in at least 6 credits.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5298\" aria-expanded=\"false\">Eligibility Requirements<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5298\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5298\" tabindex=\"0\" hidden=\"hidden\"><h1>Eligibility Requirements<\/h1><p><strong>Basic Eligibility Requirements<\/strong><\/p><p>To be eligible for student aid programs, you must meet the following basic eligibility requirements:<\/p><ul><li>Demonstrate financial need, except for unsubsidized and PLUS loans<\/li><li>Be a U.S. citizen or eligible non-citizen with a valid Social Security number<\/li><li>Enroll in an eligible degree-seeking program as a regular student<\/li><li>Have a high school diploma or its equivalent<\/li><li>If male between the ages of 18 and 25, must register with the Selective Service<\/li><li>Meet satisfactory academic progress requirements<\/li><li>Certify that you will use any federal student aid for educational purposes only<\/li><li>Have not defaulted on your student loans or do not owe a refund on a federal or state student grant<\/li><\/ul><p><em>**Some Federal and State student aid programs have additional eligibility requirements. If you have been convicted for the sale or possession of illegal drugs while you were receiving federal student aid, your eligibility may be affected. (See notification included in this guide, page 21) To find out your status, call the Federal Student Aid Information Center at 1-800-433-3243 or go to <a href=\"https:\/\/pupr.edu\/orlando\/services\/financial-services\/financialaid\/%E2%80%9Dwww.fafsa.gov%E2%80%9D\">www.fafsa.gov<\/a><\/em><em>.<\/em><\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5299\" aria-expanded=\"false\">Verification Process<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5299\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5299\" tabindex=\"0\" hidden=\"hidden\"><h1>Verification Process<\/h1><p>The Verification Process is required by the U.S. Department of Education to validate a student\u2019s eligibility for Federal Student Aid Programs. Your application could be randomly selected for this process by the Department of Education or by the school where there is conflicting information.<\/p><p><strong>Verification Procedures and Policy<\/strong><\/p><p>The Financial Aid Office at Polytechnic University of Puerto Rico will verify all Institutional Student Information Reports (ISIRs) selected by the U.S. Department of Education for the Verification Process and those with conflicting information and Comment Flags. The Verification Process will be performed as established by the Federal Government in 34 CFR Part 668.16 (F). The Verification Process will cover all Federal and State Student Aid Programs.<\/p><p>If the student\u2019s application is selected for the Verification Process, the Financial Aid Office will request the necessary documentation to satisfy the verification requirements. If the Verification Process uncovers errors, the Financial Aid Officer will correct the student\u2019s application. Only students who complete the Verification Process will be considered and receive student aid disbursements.<\/p><p>If the student\u2019s application is selected for the Verification Process after the student aid has been disbursed, no further disbursements will be processed until the Verification Process is completed. If the student cannot satisfy the Verification Process, any disbursed funds could be adjusted or canceled.<\/p><p>The following chart lists the required verification items and acceptable documentation for completing the Verification Process. Documentation will be requested based on the applicant\u2019s verification group and household situation. The Financial Aid Office reserves the right to request further documentation if considered necessary to resolve any conflicting information.<\/p><table class=\"tftable\" border=\"1\"><thead><tr><th scope=\"col\">Required Verification Items<\/th><th scope=\"col\">Acceptable Documentation<\/th><\/tr><\/thead><tbody><tr><td>Adjusted gross income<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>U.S. taxes paid **<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>Income earned from work<\/td><td>Tax Return Transcript, Income Tax Return (PR), W-2, Form 1099 MISC<\/td><\/tr><tr><td>Education Credits<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>Untaxed IRA distributions<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>Untaxed pensions<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>IRA deductions and payments<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>Payments to tax-deferred pension plans<\/td><td>W-2<\/td><\/tr><tr><td>Tax-exempt interest<\/td><td>Tax Return Transcript or Income Tax Return (PR)<\/td><\/tr><tr><td>Other untaxed income such as Social Security Benefits, pensions, money received from relatives, Veterans non-educational benefits<\/td><td>Social Security Benefits \u2013 Form 1099 SSA Certification of Benefit, Written statement, Verification Worksheet<\/td><\/tr><tr><td>Household Size<\/td><td>Verification Worksheet<\/td><\/tr><tr><td>Number of family members in college<\/td><td>Verification Worksheet<\/td><\/tr><tr><td>Supplemental Nutritional Assistance Program (SNAP \/ Food Stamps)<\/td><td>Eligibility letter or Certification from the Family and Children Department<\/td><\/tr><tr><td>Child support paid\/received<\/td><td>Divorce decree, separation agreement, Certification from Clerk of Court or ASUME, copies of cashed checks\/electronic payments<\/td><\/tr><tr><td>High school completion status<\/td><td>High school diploma, recognized equivalent evidence or home school credential, and Verification Worksheet<\/td><\/tr><tr><td>Identity\/statement of educational purposes<\/td><td>Government-issued photo identification and Verification Worksheet<\/td><\/tr><\/tbody><\/table><p>** Non-tax filers will be required to submit a Non-Filing Tax Transcript to confirm a Tax Return was not filed.<\/p><p><strong>Student\u2019s Responsibility in the Verification Process<\/strong><\/p><p>It is the student\u2019s responsibility to:<\/p><ul><li>Provide accurate information to complete the Verification Process.<\/li><li>Submit all required documents before the deadline to avoid delays in the verification process and loss in opportunities for additional student aid.<\/li><li>Notify the Financial Aid Office of any changes in the household, such as loss of income, household size, and college enrollment status for other household members.<\/li><li>Return any student aid overpayment received because of incomplete or incorrect information submitted in the FAFSA.<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52910\" aria-expanded=\"false\">Satisfactory Academic Progress (SAP) Policy<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-52910\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-52910\" tabindex=\"0\" hidden=\"hidden\"><h1>Satisfactory Academic Progress (SAP) Policy<\/h1><p>STANDARD OF SATISFACTORY ACADEMIC PROGRESS FOR STUDENTS WITH FINANCIAL AID<\/p><p>POLYTECHNIC UNIVERSITY OF PUERTO RICO<\/p><p>The Financial Aid Office&#8217;s Standard of Satisfactory Academic Progress establishes the evaluation criteria for determining a student\u2019s academic progress, which is one of the eligibility requirements for participation in student financial aid from Federal, State, Institutional, and Private Programs.<\/p><p>The minimum federal components for measuring satisfactory academic progress require three specific measures: qualitative, quantitative, and the maximum timeframe for receiving Federal aid. These three components provide a measure of the reasonable progress the student should have to complete the academic career successfully.<\/p><p><strong>Evaluation Criteria for Undergraduate Students<\/strong><\/p><ul><li>Qualitative Measure \u2013 One of the elements of the Standards of Satisfactory Academic Progress is the qualitative measure. This component consists of the grade point average (GPA) and the total accumulated credits at the end of the academic year. Polytechnic University of Puerto Rico adopts the retention rate (qualitative measure) according to the following chart:<\/li><\/ul><p><strong>Bachelor\u2019s Degrees Total Earned Credits* Minimum Required GPA<\/strong><\/p><p>0 \u2013 36 1.50<\/p><p>37 \u2013 72 1.65<\/p><p>73 \u2013 108 1.80<\/p><p>109 + 2.00<\/p><p>*Total Earned Credits includes transferred credits and completed credits at PUPR.<\/p><p>Credits transferred from other colleges or universities are not taken into consideration to calculate the GPA, but are considered to calculate the student\u2019s level or year.<\/p><ul><li>Quantitative Measure \u2013 The second element of the Standards of Satisfactory Academic Progress is the quantitative measure. This component compares the number of credits attempted by students in the institution versus the number of approved credits. The student must approve at least 66% of all credits attempted at PUPR. This measure will be cumulative.<\/li><li>Maximum timeframe to receive payments from federal financial aid \u2013 All students must complete the graduation requirements within a maximum equivalent to 1.5 times (150%) of the program degree credits required. Developmental courses will not be considered in the evaluation of the maximum time, but all courses attempted at our institution will be included. Transfer credits are also included in this measure. Students who will be unable to complete their degree within the maximum 150% timeframe will not be eligible for financial aid if the school determines that the student will not comply with this provision, not when the student reaches the 150% timeframe.<\/li><\/ul><p>The maximum timeframe will be determined using credit hours.<\/p><p>\u25aaThe maximum time must be 150% of the credit hours required to complete the program degree.<\/p><p>\u25aaAll attempted credits, even those in which the student did not receive financial aid, count towards the established maximum.<\/p><p>\u25aaThis policy includes and measures students who are enrolled half-time or less than half-time.<\/p><p>\u25aaAll courses attempted in the institution, except for developmental courses, will be included. Transferred courses will also be included to measure the maximum timeframe.<\/p><p>\u25aaChanges of Major or School (e.g., from Engineering to Architecture) will be measured under the new concentration requirements (total required credits). All courses taken at PUPR, including credits from the previous Major\/School and the new Major\/School, will be included.<\/p><p>Example:<\/p><ul><li>The Accounting Program requires 120 credits to complete the curriculum.<\/li><\/ul><p>Maximum timeframe (120 credits x 150% = 180 attempted credits)<\/p><p>PROBATION OR SUSPENSION<\/p><p>The student\u2019s Satisfactory Academic Progress process is evaluated once a year, at the end of the academic year (June).<\/p><p>If the student does not meet one of the evaluation criteria under the Satisfactory Academic Progress policy, the student will be placed on probation or suspension. The Financial Aid Office will notify the students about the status.<\/p><p>Probation Status<\/p><p>A student who does not comply with the Standards of Satisfactory Academic Progress for the first time is put on probation status. While on probation, the student does not qualify for any Federal, State, or Institutional aid programs. Students on probation may appeal their probation status and, if approved, may be eligible to receive Federal, State, and Institutional aid.<\/p><p>Procedure for Appealing a Probation Status<\/p><p>1.The student must complete the Appeal Form and carefully follow the instructions.<\/p><p>2.The Academic Progress Appeal Form and supporting documentation must be received in the Financial Aid Office before the stated deadline.<\/p><p>3.Once submitted, the appeal will be evaluated by the Satisfactory Academic Progress Committee.<\/p><p>a.If approved continue to step #4.<\/p><p>b.If denied, the student will not be eligible for Federal, State, or Institutional aid until the student complies with the Standard of Satisfactory Academic Progress.<\/p><p>4.Plan to improve your academic progress:<\/p><p>a.Once the appeal is approved, the student will be referred to meet with the Academic Dean to establish an academic plan for the following term. The academic plan will be established at the beginning of each trimester.<\/p><p>b.Sign the academic plan agreement with the Academic Dean.<\/p><p>Submit the established academic plan to the Financial Aid Office to reactivate your financial aid.<\/p><ol start=\"5\"><li>The academic plan will be evaluated every trimester by the Academic Dean. While the student complies with the academic plan, the student remains eligible to receive Federal, State, and Institutional aid as long as the student meets the other requirements for financial aid. If the student does not meet any of the terms set forth in the academic plan, the student will lose all the Federal, State, and Institutional aid until the student complies with the Standard of Satisfactory Academic Progress.<\/li><\/ol><p>Suspension Status<\/p><p>A student who does not overcome probation status is placed on suspension. A student in suspension status does not qualify for Federal, State, or Institutional aid. Students in suspension status cannot appeal to the Satisfactory Academic Progress Committee.<\/p><p>A student in a suspension status may be eligible to receive Federal, State, and Institutional aid funds when the student complies with the Standard of Satisfactory Academic Progress.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"11\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52911\" aria-expanded=\"false\">Return of Title IV Funds Policy <\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-52911\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-52911\" tabindex=\"0\" hidden=\"hidden\"><h1>Return of Title IV Funds Policy<\/h1><p>Student Aid Cancellation and Refusals<\/p><p>Students may refuse to accept any financial aid award. For this purpose, the student may notify the Financial Aid Office in writing to refuse aid that has been awarded prior to disbursement. If the student aid has already been disbursed, the student is required to notify in writing within fourteen days of the credit.<\/p><p>Students who do not officially withdraw (unofficial total withdrawal) and receive a WU grade in all enrolled courses will only earn 50% of the federal funds received. The student would be responsible for any outstanding balances resulting from the return of Title IV funds.<\/p><p>Return of Financial Aid<\/p><p>Students who drop or withdraw may have to repay a portion or all of the financial aid they received. Students who enroll but do not attend class may also be required to repay any received financial aid.<\/p><p>If an over-reward occurs, the student&#8217;s award package will be reduced, which may result in a repayment. To avoid over-awards, students must notify the Financial Aid Office of any potential awards, such as private scholarships or vocational rehabilitation benefits, that were not included in the Award Letter.<\/p><p>**Refer to the Federal Financial Aid Return Policy for more information on the calculation procedure and for an example of the calculation.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"12\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52912\" aria-expanded=\"false\">Forms And Documents<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-52912\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-52912\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><h1>Forms And Documents<\/h1><h3>General Documents<\/h3><ul class=\"mt-4\"><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2022-2023-Student-Aid-Guide-Orlando.pdf\">2022-2023 Student Aid Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Florida-Residency-Declaration-Form.July2021.pdf\" target=\"_blank\" rel=\"noopener\">Florida Residency Declaration for Tuition Purposes<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-Checklist-for-New-Students.pdf\">2023-2024 Checklist for New Students<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-Federal-Student-Loan-Application-Guide.pdf\">2023-2024 Federal Student Aid Application Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-FAFSA-GUIDE.pdf\">2023-2024 FAFSA Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-Financial-Aid-Office-Brochure.pdf\" target=\"_blank\" rel=\"noopener\">2023-2024 Financial Aid Office Brochure<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Doyouneedmoneyforcollege.pdf\" target=\"_blank\" rel=\"noopener\">Do you need money for College?<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Dont-Get-Scammed.pdf\">Don\u2019t Get Scammed on Your Way to College<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/FAFSA-Mistakes1.pdf\">FAFSA Mistakes<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Federal-Financial-Aid-Return-Policy2.pdf\">Federal Financial Aid Return Policy<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Financial-Aid-Newsletter-September-2013.pdf\">Financial Aid Newsletter \u2013 September 2013<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Florida-Voter-Registration-Form.pdf\" target=\"_blank\" rel=\"noopener\">Florida Voter Registration Form<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Florida-Voter-Registration-Form.Spanish.pdf\" target=\"_blank\" rel=\"noopener\">Florida Voter Registration Form (Spanish)<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/creating-using-fsaid2020.pdf\" target=\"_blank\" rel=\"noopener\">Creating and Using the FSA ID<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/1920-OR-Instucciones-para-Cumplimentar-la-Apelacion-English.pdf\" target=\"_blank\" rel=\"noopener\">Satisfactory Academic Progress \u2013 Appeal Instructions<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Satisfactory-Academic-Progress-Policy-Brochure.072016.pdf\">Satisfactory Academic Progress Policy Brochure 2016<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Standard-of-Satisfactory-Academic-Progress-Undergraduate-Students.pdf\">Standards of Satisfactory Academic Progress \u2013 Undergraduate Students<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Standard-of-Satisfactory-Academic-Progress-Graduate-Students.pdf\">Standards of Satisfactory Academic Progress \u2013 Graduate Students<\/a><\/li><\/ul><h3>Student Loans<\/h3><ul><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2021-2022-Federal-Student-Loan-Application.March2021.pdf\" target=\"_blank\" rel=\"noopener\">2021-2022 Student Loan Application Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Be-a-Responsible-Borrower.pdf\">Be a Responsible Borrower<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Direct-Subsidized-Loan-Limit-150-Percent-First-Time-Borrowers-2013.pdf\">Direct Subsidized Loan Limits<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Entrance-Counseling-Guide.pdf\">Entrance Counseling Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Exit-Counseling-Guide.pdf\">Exit Counseling Guide<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/In-School-Deferment-Request.pdf\">In School Deferment<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Private-Student-Loan-Request.pdf\" target=\"_blank\" rel=\"noopener\">Private Student Loan Request<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Student-Loan-Repayment-Interest-Rate-Tables.pdf\">Student Loan Repayment Interest Rate Tables<\/a><\/li><\/ul><h3>Undocumented Students<\/h3><ul><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2021-22_Tip_Sheet_Undocumented_Students.pdf\" target=\"_blank\" rel=\"noopener\">NASFAA\u2019s Tip Sheet for Undocumented Students<\/a><\/li><\/ul><h3>Verification Process<\/h3><ul><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Verification-Process-Brochure.pdf\" target=\"_blank\" rel=\"noopener\">Verification Process Brochure<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/How-to-request-your-IRS-Tax-Return-Transcript.pdf\" target=\"_blank\" rel=\"noopener\">How to request your IRS Tax Return Transcript<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-Professional-Judgment-Request.pdf\" target=\"_blank\" rel=\"noopener\">2023-2024 Professional Judgment Request<\/a><\/li><li><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/2023-2024-Professional-Judgment-Request-Signed-Statement.doc\">2023-2024 Professional Judgment Request Signed Statement<\/a><\/li><\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"13\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52913\" aria-expanded=\"false\">Academic Progress<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-52913\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-52913\" tabindex=\"0\" hidden=\"hidden\"><h1>Academic Progress<\/h1><h3>Standards for Satisfactory Academic Progress<\/h3><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Standard-of-Satisfactory-Academic-Progress-Undergraduate-Students1.pdf\">Satisfactory Academic Progress \u2013 Undergraduate Students (pdf)<\/a><\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Standard-of-Satisfactory-Academic-Progress-Graduate-Students1.pdf\">Satisfactory Academic Progress \u2013 Graduate Students (pdf)<\/a><\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/1920-OR-Instucciones-para-Cumplimentar-la-Apelacion-English.pdf\" target=\"_blank\" rel=\"noopener\">Instructions to Complete the Academic Progress Appeal (pdf)<\/a><\/p><p><a href=\"https:\/\/www.pupr.edu\/orlando\/wp-content\/uploads\/2024\/05\/Satisfactory-Academic-Progress-Policy-Brochure.0720161.pdf\">Satisfactory Academic Progress Brochure (pdf)<\/a><\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"14\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-52914\" aria-expanded=\"false\">Contact Us<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-52914\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"14\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-52914\" tabindex=\"0\" hidden=\"hidden\"><h1>Contact Us<\/h1><p>Do you need more information regarding the Financial Aid Programs and Procedures at Polytechnic University, Orlando Campus? Feel free to contact Ms. Ileana D\u00edaz, Financial Aid Officer, at 407-677-7000 ext. 806 or <a href=\"mailto:idiaz@pupr.edu\"> idiaz@pupr.edu<\/a>.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financial Aid Mission How to Apply for Financial Aid \/ FAFSA Types of Financial Aid Grants Loans Scholarships Work-Study Programs Eligibility Requirements Verification Process Satisfactory Academic Progress (SAP) Policy Return of Title IV Funds Policy Forms And Documents Academic Progress Contact Us Mission Mission Our mission is to assist students and parents in obtaining the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":825,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-pagelayout.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"program-categories":[],"class_list":["post-832","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/pages\/832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/comments?post=832"}],"version-history":[{"count":79,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/pages\/832\/revisions"}],"predecessor-version":[{"id":4215,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/pages\/832\/revisions\/4215"}],"up":[{"embeddable":true,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/pages\/825"}],"wp:attachment":[{"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/media?parent=832"}],"wp:term":[{"taxonomy":"program-categories","embeddable":true,"href":"https:\/\/pupr.edu\/orlando\/wp-json\/wp\/v2\/program-categories?post=832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}